🇮🇳For Indian insurance policies · Based on IRDAI regulations

Your insurance rejection may be illegal — find out free

Upload your rejection letter. AI checks it against IRDAI regulations and tells you whether you have grounds to appeal — in plain English, in under a minute.

Free initial check
Full analysis from $3.99
Analysis + appeal bundle $4.99
Results in under 60 seconds
IRDAI CompliantSection 45 ProtectedOmbudsman-Ready

How it works

1

Upload your rejection letter

PDF, photo, or paste the text. Add your policy document for better accuracy.

2

Get a detailed analysis

AI checks your case against IRDAI rules and identifies whether the rejection holds up legally.

3

Appeal with confidence

Download a formal letter ready to send to the insurer's GRO or the Insurance Ombudsman.

Example output

REJECTION CLAUSE

Claim rejected citing "late intimation" under Clause 7.2 — insurer notified 12 days after hospital discharge.

ANALYSIS

Under established Supreme Court precedent, mere delay in intimation is not valid grounds for rejection if the insurer suffered no prejudice. The rejection appears legally weak.

VERDICT: RECOMMEND APPEAL

Strong grounds — IRDAI circular and Supreme Court ruling in United India Insurance Co. vs Harchand Rai support your case. Filing with the Insurance Ombudsman recommended.

🔒

Private by design

Documents never stored

Instant results

Under 60 seconds

📋

IRDAI-based

Current regulations

💳

Secure payment

Powered by Stripe

Insurance type

Rejection letter *

PDF, JPG, PNG, or HEIC · max 4 MB

Tap to upload or drag and drop

PDF, JPEG, PNG, or HEIC — up to 4 MB

— or paste the text below —

Policy document (optional but improves accuracy)

PDF, JPG, PNG, or HEIC · max 4 MB

Tap to upload or drag and drop

PDF, JPEG, PNG, or HEIC — up to 4 MB

— or paste the relevant clauses —